Roth Contribution Limits 2024 Phase Out. The roth ira contribution limits for 2025 are $7,000, or $8,000 if you're 50 or older, unchanged from 2024. Roth iras can play a big role in your retirement plan.
Those are the caps even if you make more, up to the phaseout level. You can make contributions to your roth ira after you reach age 70 ยฝ.